my sister nicki recently bought a 2009 manual lancer. after working out her costs for petrol,registration and a regular service she had less than three hundred fiftydollars to spend per year on car insurance she rang around all the insurance companiesand got quotes but found out the comprehensiveinsurance was way more than she could afford nicki knew comprehensive insurancecovered damage to her car and other people's cars and property. but the best quote she could get wasnine hundred and fifty dollars a year because she was under twenty five.
so anyway she's decided to take onlycompulsory third-party insurance instead, which only covers personal injuries notdamage to property or other cars. on her way home one day she stopped at ared light. when the signal went green, she accelerated and stalled the car. the p-plate driver behind her didn't seemy sister stall in front, she crashed right into my sister's car causing about fivegrand worth of damage. well, nicki didn't have comprehensiveinsurance and the p-plate driver only had compulsory third party. my sister's car is a right off and shecan't afford to fix it either.
she told me later that it would of beenbetter to get it quote for car insurance before she committed to buying the car so she would have known how much shecould afford to spend. nicki learnt that their are on-going costswhen buying a car and if she had worked out a budget for buying and bought a cheaper one i don't think she would be in this position.